Risk Disclaimer

Risk Disclaimer

Effective date: February 7, 2026 · Last updated: February 7, 2026

This Investment Risk Disclaimer ("Disclaimer") is issued by Voxum Software Technology FZCO ("we", "us", "our", or "Company") and applies to all users ("you", "your", or "User") of the Voxum mobile application and related services (collectively, the "Service"). By accessing, downloading, or using the Service, you acknowledge that you have read, understood, and agreed to be bound by this Disclaimer in its entirety.

1. Not Financial or Investment Advice

The Service provides algorithmically generated trading signals, recommendations, analytics, and educational materials related to financial markets, including but not limited to cryptocurrencies, foreign exchange (forex), commodities, metals, indices, and other tradable instruments (collectively, "Financial Instruments"). All information, signals, recommendations, analyses, statistics, and content provided through the Service are for informational and educational purposes only and do not constitute financial advice, investment advice, trading advice, or any other type of professional advice.

We are not financial advisors, investment advisors, brokers, dealers, or registered investment professionals. We do not offer personalized recommendations tailored to your individual financial situation, investment objectives, risk tolerance, or personal circumstances. You should not interpret any information provided by the Service as a solicitation, offer, or recommendation to buy, sell, or hold any Financial Instrument.

Before making any investment or trading decision, you should conduct your own independent research and due diligence, and consult with a qualified and licensed financial advisor, accountant, attorney, or other professional advisor who is familiar with your specific financial situation and objectives.

2. No Guarantees or Warranties

The Service is provided on an "as is" and "as available" basis without any representations, warranties, or guarantees of any kind, whether express, implied, statutory, or otherwise. We expressly disclaim all warranties, including but not limited to:

We make no guarantees, representations, or warranties regarding:

Important: Past performance is not indicative of future results. Historical data, backtesting results, and simulated trading performance do not guarantee that similar results will occur in live trading conditions. Market conditions, liquidity, volatility, slippage, and other factors can cause actual trading results to differ materially from historical or simulated performance.

3. Substantial Risk of Loss

Trading Financial Instruments involves substantial risk of loss and is not suitable for all individuals. You acknowledge and understand that:

You assume full responsibility for all risks associated with your use of the Service and your trading activities. We shall not be liable for any losses, damages, or adverse consequences resulting from your trading decisions.

4. Your Sole Responsibility

You acknowledge and agree that:

5. Non-Custodial Service

The Service is a non-custodial analytical and informational platform. We do not:

You maintain full and exclusive control over your funds, assets, and trading accounts at all times. All trade executions must be performed manually by you through your own exchange or broker account. We have no involvement in, and assume no responsibility for, the execution, settlement, or custody of your trades.

6. Third-Party Services and Data

The Service may rely on third-party data providers, exchanges, brokers, and service providers for market data, price quotes, execution services, and other functionalities. We do not control, endorse, or assume responsibility for:

You acknowledge that third-party services are subject to their own terms of service, privacy policies, and disclaimers, and you agree to review and comply with such terms.

7. Regulatory Status and Limitations

The Company is not a licensed financial institution, registered investment adviser, broker-dealer, fund manager, custodian, or regulated financial services provider in any jurisdiction. The Company does not hold, and has not applied for, any license, registration, authorization, or permit to provide financial advice, investment advice, portfolio management, or any other regulated financial service under the laws of any country, state, territory, or regulatory jurisdiction worldwide.

The Service is provided solely as a technology platform offering algorithmically generated analytical tools, informational content, and educational materials related to financial markets. Nothing in the Service, including any trading signals, market analysis, statistical metrics, performance data, or educational content, shall be construed as the provision of regulated financial services, personalized investment advice, or any activity requiring licensing or registration under applicable securities, commodities, banking, or financial services laws.

You acknowledge and understand that the absence of regulatory oversight means that:

It is your sole responsibility to determine whether your use of the Service complies with all applicable laws, regulations, and licensing requirements in your jurisdiction. If you are uncertain about the regulatory status of the Service or its legality in your jurisdiction, you should consult with a qualified legal professional before using the Service.

8. Limitation of Liability

To the maximum extent permitted by applicable law:

We shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the Service, including but not limited to:

Our total aggregate liability to you for all claims arising out of or relating to the Service shall not exceed the greater of: (i) the amount of fees you have paid to us in the twelve (12) months preceding the event giving rise to liability, or (ii) five hundred United States dollars (USD $500.00).

We shall not be liable for any losses, damages, or claims arising from:

The limitations of liability set forth in this Section shall apply regardless of the form of action, whether in contract, tort (including negligence), strict liability, or otherwise, and even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, subsidiaries, officers, directors, employees, agents, licensors, and service providers (collectively, "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees and legal costs) arising out of or relating to:

10. Regulatory and Tax Compliance

You are solely responsible for:

We make no representations regarding the legality of the Service or your trading activities in any jurisdiction. It is your responsibility to ensure compliance with all applicable laws and regulations.

11. Eligibility and Age Restriction

The Service is intended solely for individuals who are at least eighteen (18) years of age or the age of majority in their jurisdiction, whichever is greater. By using the Service, you represent and warrant that you meet the age requirement and have the legal capacity to enter into binding agreements.

If you are accessing the Service on behalf of an entity, you represent and warrant that you have the authority to bind such entity to this Disclaimer and our Terms of Use.

12. Acknowledgment and Acceptance

By accessing or using the Service, you acknowledge and agree that:

If you do not agree with this Disclaimer, you must immediately cease using the Service.

13. Modifications

We reserve the right to modify, amend, or update this Disclaimer at any time in our sole discretion. Material changes will be effective upon posting of the updated Disclaimer on the Service or as otherwise communicated to you. Your continued use of the Service following any changes constitutes your acceptance of the modified Disclaimer.

You are responsible for regularly reviewing this Disclaimer to stay informed of any updates.

14. Severability

If any provision of this Disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, such provision shall be severed from this Disclaimer. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions.

15. Governing Law and Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of the United Arab Emirates and the regulations applicable within the IFZA (International Free Zone Authority) Free Zone, Dubai, without regard to conflict of law principles.

Any disputes arising out of or relating to this Disclaimer shall be subject to the exclusive jurisdiction of the courts of Dubai, United Arab Emirates.

16. Entire Agreement

This Disclaimer, together with our Terms of Use and Privacy Policy, constitutes the entire agreement between you and the Company regarding the subject matter hereof and supersedes all prior or contemporaneous agreements, understandings, representations, and communications, whether written or oral.

17. Contact Information

If you have any questions or concerns regarding this Disclaimer, please contact us at:


By using the Service, you acknowledge that you have read, understood, and agreed to this Disclaimer.